Unsecured Business Loan

• Loans up to Rs. 150 Lakhs
• Tenor ranging from 12 to 60 months
• No guarantor/security required
• Convenience of doorstep service
• Attractive Rate of Interest
•  Minimum/Hassle free Documentation
•  Special offer for self employed Doctors

Self employed (Professionals) include self – employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria

• Minimum age of applicant: 22 years
• Maximum age of applicant at loan maturity: 65 years
• Years in business : Minimum 3 years
• Minimum Annual Income: Rs. 1, 00,000 p.a. for Metro locations & Rs. 75,000 p.a. for other locations.

Documents required:

• Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card
• Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
• Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
• Bank Statements : Latest 3 Months bank statements / 6 months bank passbook
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

  Self Employed (Individuals) include self-employed – Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

• Minimum age of Applicant: 21 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum 4 years with atleast 2 years in the same Business
• Minimum Annual Income: Rs. 1, 00,000/- p.a. for Metro locations & Rs. 75,000 p.a. for Non-Metro locations.

Documents required:

• Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration Card
• Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
• Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
• Bank Statements: Latest 3 Months bank statements / 6 months bank passbook
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation: Trade license /Establishment /Sales Tax certificate
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)

  Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

• Minimum age of Applicant: 22 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum 4 years with minimum 2 years in the same Business
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.
• Business must be profit making for the last 2 years

Documents required:

• Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card / Photo Ration Card
• Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
• Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
• Bank Statements: Latest 3 Months bank statements / 6 months bank passbook
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)

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