Unsecured Business Loan

Represents Eminence business Loan Services
Do you own a business that is in need of funds for expansion? Or do you have a big business order in hand and require funds for some working capital? For all your business needs there is a simple solution- Eminence Unsecured Business Loan

FEATURES AND BENEFITS

  • Loans up to Rs. 150 Lakhs
  • Tenor ranging from 12 to 60 months
  • No guarantor/security required
  • Convenience of doorstep service
  • Attractive Rate of Interest
  • ┬áMinimum/Hassle free Documentation
  • ┬áSpecial offer for self employed Doctors

ELIGIBILITY CRITERIA

Self employed (Professionals) include self – employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria

  • Minimum age of applicant: 22 years
  • Maximum age of applicant at loan maturity: 65 years
  • Years in business : Minimum 3 years
  • Minimum Annual Income: Rs. 1, 00,000 p.a. for Metro locations & Rs. 75,000 p.a. for other locations.

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements : Latest 3 Months bank statements / 6 months bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  Self Employed (Individuals) include self-employed – Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: Minimum 4 years with atleast 2 years in the same Business
  • Minimum Annual Income: Rs. 1, 00,000/- p.a. for Metro locations & Rs. 75,000 p.a. for Non-Metro locations.

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 Months bank statements / 6 months bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
  Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

  • Minimum age of Applicant: 22 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: Minimum 4 years with minimum 2 years in the same Business
  • Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.
  • Business must be profit making for the last 2 years

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card / Photo Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 Months bank statements / 6 months bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)

LIST OF BANKS

  • Standard Chartered Bank
  • Magma Fincorp Ltd.
  • HDB financial
  • Capital first
  • Aditya birla finance
  • Sriram finance
  • Bajaj Finance
  • Tata Capital
  • Fullerton
  • UPF
  • Neogrowth
  • Edelweiss
  • Shriram

Apply/Contact us

  • Call Pawan on +91 9819790300
  • You can contact us for Business Loan below.